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HDFCBANK · Banking

HDFC Bank

₹728.25
3.2 (+0.44%)
Prev close
₹725.05
52w high
₹1,020.50
52w low
₹715.10
Market cap

1Y price

Weekly close

AI beginner analysis

Summary

HDFC Bank is India's largest private sector bank, offering a wide range of financial services to retail and corporate clients globally. The bank is currently navigating an integration phase following its massive merger with its parent company, HDFC Ltd, while maintaining healthy earnings growth of 18%.

Bull case

Institutional confidence remains high, as evidenced by the RBI recently allowing LIC to increase its stake in the bank to nearly 10%. Furthermore, the bank’s ability to raise $1.75 billion through overseas bonds demonstrates strong creditworthiness and access to low-cost capital for future lending.

Bear case

The post-merger integration may lead to temporary pressure on net interest margins and return on equity as the bank realigns its balance sheet. Additionally, while revenue growth is steady, any broader slowdown in the Indian economy could impact credit demand and increase non-performing assets across the banking sector.

Suitability for beginners

With a low Beta of 0.41, this stock historically shows much less volatility than the broader market, making it suitable for conservative beginners. The reasonable P/E ratio of 15.9 suggests the stock is not currently overvalued compared to its historical averages and earnings potential.

Long-term outlook

The bank is well-positioned to benefit from India's long-term economic growth and increasing financial inclusion. Patient investors may find value in the steady dividend yield and the company's track record of consistent revenue growth over decades.

F&O notes

Futures and options in high-liquidity stocks like HDFC Bank are complex instruments that involve significant risk and are generally not suitable for beginners. While these can be used by professionals for hedging long-term portfolios, retail investors should be aware that most individual traders lose money in the F&O segment.

Key metrics

P/E
15.94
P/B
1.85
ROE
13.84%
Debt/Equity
Beta
0.41
Div yield
1.78%
Earnings ↑
18.10%
Revenue ↑
16.60%

News sentiment

positive
0.33
BearishNeutralBullish

Latest news

Headlines from across the web, sentiment-scored by AI.

  • HDFC Bank share price rises 1% after LIC stake buying. Do you own?

    New Delhi, Aug. 20 -- HDFC Bank share price rose as much as 1% on NSE in Thursday's trading session after Life Insurance Corporation of India (LIC) got...

    tradingview.com · Invalid Date
  • ICICI Bank Share Price Today, ICICI Bank Stock Price Live NSE/BSE Updates

    # ICICI Bank Share Price ## News & Analysis ### [India adds 1.26 million credit cards in July as spending rises; HDFC, SBI lead the way![India adds 1.26 million credit cards in July as spending rises; HDFC, SBI lead the way](https://img.etimg.com/thumb/width-640,height-480,imgsize-44784,resizemode-75,msid-133522287/industry/banking/finance/banking/india-adds-1-26-million-credit-cards-in-july-as-spending-rises-hdfc-sbi-lead-the-way.jpg)](https://economictimes.indiatimes.com/industry/banking/finance/banking/india-adds-1-26-million-credit-cards-in-july-as-spending-rises-hdfc-sbi-lead-the-way/articleshow/133522044.cms) NewsAug 25, 2026

    economictimes.indiatimes.com · Invalid Date
  • HDFC Bank (NSEI:HDFCBANK) - Stock Analysis

    Research HDFC Bank's (NSEI:HDFCBANK) fundamentals, past performance, valuation, dividends and more.

    simplywall.st · Invalid Date
  • HDFC Bank shares gain after record $1.75 billion overseas bond raise. What lies ahead?

    Shares of HDFC Bank rose over 1% despite the muted market sentiment on Friday after India's largest private lender announced it raised $1.75 billion through...

    m.economictimes.com · Invalid Date
  • HDFC Bank stock rises 1% after RBI allows LIC to raise stake to 9.99%

    # HDFC Bank stock rises 1% after RBI allows LIC to raise stake to 9.99% ## HDF01 NSE/BSE SelectNSE LIVEBSE LIVE - Volume (NSE) [More](https://www.moneycontrol.com/news/business/markets/hdfc-bank-stock-rises-1-after-rbi-allows-lic-to-raise-stake-to-9-99-14010903.html#) The [HDFC Bank](https://www.moneycontrol.com/india/stockpricequote/banks-private-sector/hdfcbank/HDF01) stock was trading at Rs 727.60 in early deals, up 1.06 percent. However, the stock has lost 26.6 percent so far in 2026, sharply underperforming the Nifty 50, which is down about 7.5 percent over the same period. At 9:21 am, the Sensex was up 499 points, or 0.65 percent, at 77,409, while the Nifty was up 119 points, or 0.49 percent, at 24,197. ## Related Stories Discover the latest [Business News](https://www.moneycontrol.com/news/business/), [Sensex](https://www.moneycontrol.com/sensex/bse/sensex-live), and [Nifty](https://www.moneycontrol.com/indian-indices/nifty-50-9.html) updates. ## Watch PreviousNext

    moneycontrol.com · Invalid Date
  • HDFC Bank share price rises 1%, up for second consecutive session after raising $1.75 billion via bonds

    New Delhi, Aug. 21 -- HDFC Bank share price climbed 1% in morning trade on the NSE on Friday, 21 August, looking set to extend gains for the second...

    tradingview.com · Invalid Date
  • Bandhan Bank Ltd eases for fifth straight session

    Bandhan Bank Ltd is quoting at Rs 169.47, down 0.6% on the day as on 13:19 IST on the NSE. The stock tumbled 2.76% in last one year as compared to a 4.02%...

    business-standard.com · Invalid Date
  • HDFC Bank Prediction for Tomorrow 25 August 2026

    HDFC Bank prediction for tomorrow 25 August 2026: Stock at Rs 729, up 0.28%. Support Rs 724, resistance Rs 734. Bank Nifty monthly expiry on Tuesday.

    univest.in · Invalid Date